Universal Marketing of America, Inc. 
1600 Heritage Landing Suite 202 
St. Charles MO 63303 
Phone: 1-800-888-6610 

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With healthcare cost rising rapidly, you need health insurance coverage that meets your needs and your budget.


That's why American Republic Insurance Company designs and administers
THE UNIVERSAL SERIES
health insurance plans, marketed by Universal Marketing of America Inc. We work together to help build a program with the benefit options that fit your lifestyle.


Our A- Excellent rating is 4TH highest given by AM BEST Company.
THE UNIVERSAL SERIES  
customized comprehensive  
major medical plans